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For institutional lenders facing compressed spreads and counterparty opacity across traditional credit markets, Bitcoin-collateralized lending presents a sharp alternative: real collateral, secured on-chain, with transparent execution and strong yield.

**Debifi** is designed for precisely this. Built for institutional lenders, the platform offers a non-custodial, multi-signature model that puts control, verification, and risk management directly in the hands of the lender.

### A Model Structured for Institutional Capital

Each loan is underwritten against Bitcoin, locked in a **3-of-4 multisig escrow** managed between lender, borrower, and two independent signers - ensuring no single party can move funds without consensus.

This structure supports **non-custodial execution** while enabling automated triggers: margin calls are issued when collateral value reaches 75%, 80%, and 85% LTV. 

All parties and movements are visible on-chain. There's no reliance on trust - only on math and multisig.

### Live Market & Lending Scope

- **Loan amounts:** From **$10,000 to $700,000** via public marketplace, with capacity for **bespoke loans exceeding $5 million** through a **dedicated large volume framework**
- **Terms:** Up to **12 months**, fully negotiable
- **Yields:** Typically **10%–14% APR**, based on risk and duration
- **Supported currencies:** **USD, EUR, CHF, GBP, AED, BRL,  USDC, USDT**

Borrowers range from established mining firms to Bitcoin only startups and long-term holders across the US, EU, Switzerland, and Latin America. 
### Verified Security & Strategic Guidance

Debifi has completed **three independent security audits**, including the most recent by **[Certik](https://www.certik.com)**, a leading blockchain security firm. The platform’s architecture is built on **multisig escrow technology** and follows a **strict no-rehypothecation policy**, ensuring that lender assets remain secure, isolated, and fully verifiable on-chain.

Advisors to Debifi include **[Willy Woo](https://x.com/woonomic)** and **[Preston Pysh](https://x.com/PrestonPysh)**, who bring deep macro insight, market structure expertise, and long-term strategic guidance to the platform.

### Designed for Risk-Aware Yield Generation

- **Secure Multisig Custody:** No centralized control; all fund movements require quorum
- **Live LTV Monitoring:** Automated alerts and on-chain transparency
- **No Commingling:** Every escrow is isolated and auditable
- **Transparent Terms:** 1.5% borrower-paid origination fee; no early repayment penalties
- **Lender Autonomy:** Set your own offers, durations, and currency exposure

### Institutional Endorsement

Debifi is trusted by partners like **Blockstream**, **AnchorWatch**, **Free Madeira**, and **Hodling SA**, and backed by investors including **Ten31**, **Epoch VC**, **Plan B Fund**, **Fulgur Ventures**, and **Axiom**.

### Begin the Diligence Process

Explore how your institution can generate secured yield in the Bitcoin lending space. Visit [**debifi.com**](https://debifi.com) to review open offers, initiate onboarding, or speak directly with the team. Institutional capital deserves institutional-grade infrastructure - and now, it has it.
### Contact
For further discussion and partnership inquiries:
Email: [lenders@debifi.com](mailto:lenders@debifi.com)



A Secure Channel Into Bitcoin-Backed Yield

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[Lugano, June 17, 2025] – Debifi, the premier platform for non-custodial Bitcoin-backed lending, has officially exited its beta phase and launched into full production. This strategic move significantly enhances global accessibility to Bitcoin-backed loans for institutions and individual users, powered by advanced mobile solutions and innovative products.

## Why This Launch Matters

Debifi’s exit from beta marks a strong validation of its non-custodial lending infrastructure. Operating with limited capacity during the beta phase, the platform saw over $20 million worth of loans originated by third-party institutional lenders over a 12-month period. What began with just two lenders has expanded to a network of over **30 institutions** - including [Berglinde](https://www.berglinde.com) and [STOKR ](https://stokr.io)- with 3 to 5 new institutional lenders joining the platform each month.  
With loan application volume on the platform growing between 50 -100%, **Debifi is now targeting a 15 - 20x increase in lending activity over the next year.**

## Revolutionizing Bitcoin Lending

The official release of Debifi’s iOS and Android mobile applications significantly enhances platform accessibility and user experience. The updated iOS app introduces cutting-edge features such as [TAPSIGNER](https://tapsigner.com) integration, a comprehensive public offers list, streamlined KYC processes, an informative Explore tab, intuitive in-app filters, and a refreshed user interface designed for seamless interaction.

## Debifi Cards Enters Closed Beta

In a major product milestone, Debifi has launched a closed beta of its new Debifi Cards - bringing Bitcoin-backed microlending to everyday users. The cards offer small, flexible credit lines without compromising Bitcoin custody, expanding the practical use of Bitcoin as collateral.

## Verified Security

Debifi upholds a rigorous commitment to security and transparency, having successfully completed three independent security audits including the latest by a leading blockchain security firm, [Certik](https://www.certik.com). The platform’s architecture is built on multisig escrow technology and follows a strict no-rehypothecation policy, ensuring client assets remain secure and verifiable at all times.

## Advisory Council Expansion

As part of its institutional growth strategy, Debifi is proud to welcome [Willy Woo](https://x.com/woonomic), one of the most respected macro and on-chain Bitcoin analysts, to its Advisory Council. Woo joins [Preston Pysh](https://x.com/PrestonPysh), a prominent Bitcoin educator and co-founder of The Investor’s Podcast Network. Together, they bring unparalleled market insight, macro perspective, and long-term vision to support Debifi’s mission of making Bitcoin the premier collateral asset in global credit markets.

## Comments from Leadership and Partners

Debifi has signed two strategic partnership agreements - with The Bitcoin Adviser and Finpeers - to expand into new markets.

**[Max Kei](https://x.com/keidunm), CEO of Debifi:**  
“The last 12 months were a controlled rollout phase, proving the model with minimal tooling and just two lenders. Exiting beta with over $20 million in loans issued shows real demand. Now, with global scale, full mobile support, and institutional capital, we’re building the gold standard for Bitcoin-backed lending.”

**Peter Dunworth, CEO of The Bitcoin Adviser:**  
“Access liquidity without giving up your Bitcoin or compromising your custody. Debifi delivers smart lending solutions for long-term Bitcoin holders - Bitcoin-backed loans aligned with your estate and wealth preservation strategy. Self-custody meets financial flexibility, powered by Debifi and advised by [The Bitcoin Adviser](https://www.thebitcoinadviser.com).”

**Sander Andersen, CEO of Finpeers:**  
“At [Finpeers](https://www.finpeers.com), we see strong and growing interest from family offices in Bitcoin-related strategies - particularly those that combine yield with downside protection. Our partnership with Debifi enables us to provide access to overcollateralized Bitcoin-backed loans, offering an attractive entry point for investors seeking exposure to Bitcoin without holding it directly. This structure creates an opportunity to generate fiat returns through a conservative, well-collateralized framework - bridging traditional capital with the Bitcoin ecosystem.”

## Strategic Goals

- **Product Innovation:** Expand the suite of Bitcoin-backed credit products, including the Debifi Cards and enhanced mobile capabilities, to meet diverse market needs.  
- **Global Expansion:** Strengthen Debifi’s international presence by increasing institutional partnerships and extending reach into new markets with compliant and user-friendly solutions.  
- **Institutional Onboarding:** Accelerate adoption by financial institutions through robust infrastructure, compliance assurance, and strategic collaborations.  
- **Education and Advocacy:** Actively promote Bitcoin’s potential as the ultimate collateral asset, enhancing market education through targeted initiatives and thought leadership.


**For media inquiries:**  
Sergejs Ponomarjovs  
PR & Media Relations – sergejs.ponomarjovs@debifi.com


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Debifi Exits Beta, Unlocking Bitcoin-Backed Lending for Institutions

## Debifi

Debifi is&nbsp;a&nbsp;non-custodial lending platform designed to&nbsp;unlock Bitcoin&rsquo;s potential
as&nbsp;a&nbsp;premier form of&nbsp;collateral. Offering secure multisig escrow technology and a&nbsp;commitment
to&nbsp;transparency, Debifi specializes in&nbsp;providing unmatched [Bitcoin loan solutions](https://debifi.com) for
both individuals and institutions. Founded by&nbsp;leaders in&nbsp;the Bitcoin industry, the platform is&nbsp;setting
a&nbsp;new standard for Bitcoin-first financial services.

### A&nbsp;Vision for Bitcoin Holders: &laquo;Don&rsquo;t Sell, Borrow&raquo;

Debifi remains dedicated to&nbsp;empowering Bitcoin holders with innovative financial solutions, echoing Michael
Saylor&rsquo;s well-known philosophy:

> Bitcoin is&nbsp;a&nbsp;long-term asset, and the key to&nbsp;preserving its value is&nbsp;to&nbsp;never sell&nbsp;it.

This approach underpins the company&rsquo;s mission: providing Bitcoin holders with seamless access to&nbsp;capital
while maintaining their assets intact.

### Leading Investors Behind Debifi

The investment round was led&nbsp;by [Timechain](https://timechain.concentric.vc), with participation from notable
backers, including:

- [Axiom BTC Capital](https://www.axiombtc.capital)
- [Fulgur Ventures](https://fulgur.ventures)
- Plan B&nbsp;Fund
- Epoch VC
- Cep Private Equity
- Exodus I&nbsp;GmbH

Prominent Bitcoin advocates [Willy Woo](https://x.com/woonomic), Brad Mills, Chris Hunter, and Giacomo Zucco.

This diverse group of&nbsp;investors brings strategic insights and a&nbsp;shared commitment to&nbsp;advancing Bitcoin
as&nbsp;a&nbsp;financial cornerstone.

### Expert Opinions on&nbsp;Bitcoin Lending

The enthusiasm from investors reflects confidence in&nbsp;Debifi&rsquo;s vision. Alexander Mann of&nbsp;Timechain
emphasized the importance of&nbsp;integrity in&nbsp;Bitcoin-backed loans, adding:

> We&nbsp;expect their implementation to&nbsp;become the standard globally.

Meanwhile, Allen Farrington from Axiom BTC Capital highlighted Debifi&rsquo;s role in&nbsp;Bitcoin&rsquo;s integration
into capital markets, stating:

> Their approach to&nbsp;scaling the overcollateralized Bitcoin-backed lending market is&nbsp;thrilling.

### Driving Innovation in&nbsp;Bitcoin Lending

[Max Keidun](https://x.com/keidunm), Debifi&rsquo;s CEO, expressed pride in&nbsp;reaching this milestone:

> Although Debifi.com is&nbsp;at&nbsp;the very beginning of&nbsp;its journey, we&nbsp;already have solid results and
> have been generating revenue since week one of&nbsp;our launch.

Debifi&rsquo;s roadmap includes a&nbsp;focus on&nbsp;launching new Bitcoin-backed credit products in&nbsp;early 2025.
These offerings, currently in&nbsp;stealth mode, are designed to&nbsp;set a&nbsp;new benchmark for security and
transparency in&nbsp;the lending market.

## Expanding Horizons with Strategic Capital

Debifi plans to&nbsp;channel the newly raised funds into several key areas:

- **Team Expansion:** Enhancing technical and business development capabilities.
- **Market Presence:** Establishing a&nbsp;footprint in&nbsp;new regions.
- **Product Innovation:** Introducing groundbreaking non-custodial, no-rehypothecation credit solutions.
- **Marketing Campaigns:** Raising awareness and driving user adoption.

### Rapid Market Growth and Adoption

Since its beta launch, Debifi has experienced exceptional growth, with loan originations doubling each quarter. The
introduction of&nbsp;the [Debifi iOS app](/app) has further accelerated user acquisition, demonstrating the growing demand
for Bitcoin-backed borrowing solutions.

### Seizing the Market Momentum

As&nbsp;global financial systems increasingly recognize Bitcoin&rsquo;s value as&nbsp;a&nbsp;&laquo;super
collateral&raquo;, Debifi is&nbsp;uniquely positioned to&nbsp;meet this demand. With Bitcoin adoption growing among
individuals and institutions alike, the platform aims to&nbsp;connect liquidity providers with Bitcoin holders globally.

## Looking Ahead: What&rsquo;s Next for Debifi?

Exciting developments are on&nbsp;the horizon as&nbsp;Debifi prepares to&nbsp;launch a&nbsp;suite of&nbsp;groundbreaking
**Bitcoin-backed credit products in&nbsp;Q1 2025**. These innovative solutions are set to&nbsp;redefine the standards
of&nbsp;non-custodial lending, further solidifying Debifi&rsquo;s leadership in&nbsp;the space.

Stay connected with&nbsp;us to&nbsp;be&nbsp;the first to&nbsp;know about these upcoming releases and more. Subscribe
to&nbsp;our channels&nbsp;on [X.com](https://x.com/debificom) and [LinkedIn](https://linkedin.com/company/debifi) for
the latest updates, insights, and exclusive announcements.

## About Debifi

Debifi is&nbsp;a&nbsp;non-custodial lending platform designed to&nbsp;unlock Bitcoin&rsquo;s potential
as&nbsp;a&nbsp;premier form of&nbsp;collateral. With secure multisig escrow technology and an&nbsp;unwavering focus
on&nbsp;transparency, Debifi provides unparalleled borrowing solutions for individuals and institutions. Founded
by&nbsp;leaders in&nbsp;the Bitcoin industry, the platform is&nbsp;setting a&nbsp;new standard for Bitcoin-first
financial services.

For media inquiries, please [contact us](mailto:sergejs.ponomarjovs@debifi.com)

Debifi Blog