Debifi

Earn High-Yield Returns

with Secure Bitcoin-Backed Loans

Backed by

AxiomTimechainFulgur VenturesEpoch VCTen31Plan B Fund

Our partners

blockstreamAnchorWatchHodling SAFreeMadeiraBerglindeAquarius

Why Bitcoin-Backed Lending?

Bitcoin is the world’s best collateral — liquid, decentralized, and secure. Debifi enables institutional lenders to earn high-yield, low-risk returns by lending against Bitcoin, ensuring full transparency and zero rehypothecation risks.

Institutional-Grade Liquidity

Deploy capital into high-volume Bitcoin-backed loans and earn consistent yields when you lend Bitcoin-secured liquidity to vetted borrowers.

Fast Onboarding & Deployment

Start lending after completing a simple KYB verification and signing Lender’s agreement.

Competitive Fees & No Hidden Costs

A 1.5% origination fee paid by the borrower and no early repayment penalties.

Debifi

High-Yield Returns

Return on Investment

1,458 USD

Backed by

* Collateral calculated at LTV 60%

Debifi

Why Debifi is different?

Unlike traditional crypto lending platforms that expose lenders to counterparty risk, Debifi operates on a secure, non-custodial model, leveraging 3-of-4 multisig escrow to protect collateral at all times.

Debifi

Why Lenders Choose Debifi?

Over-collateralized loans

Each loan is fully backed by Bitcoin.

Advanced Risk Management

Live LTV monitoring, on-chain collateral verification, and automated margin calls.

Regulated Yet Decentralized

KYB-verified lenders in a fully compliant environment while maintaining Bitcoin’s core principles.

Debifi

Real Results:
Institutional Partners & Borrowers Speak

AQF

AQF

Aquarius Fund was looking for an MPC-based solution to offer BTC-backed loans securely while ensuring full transparency for borrowers regarding their collateral. Not just a statement — our borrowers can monitor their BTC in real time and understand exactly what's happening with their collateral assets at any point. We're pleased with the experience of working with the Debifi platform and their team.

Lender

Arnab Naskar

Manager of the Management Company of Aquarius Alternative High Yield Debt Fund S.C.S.

Berglinde

Berglinde

Our mission at Berglinde has always been to drive innovation at the intersection of Bitcoin and traditional finance. Debifi’s groundbreaking approach to Bitcoin lending aligns perfectly with our vision of empowering institutions to invest in Bitcoin with confidence and integrity. This partnership sets the stage for a prosperous Bitcoin economy.

Lender

Phil Lojacono

Co-Founder of Berglinde

A Place To Be

A Place To Be

Being able to access funding with Bitcoin made it even more convenient, and it’s been a game-changer for us. Definitely worth considering if you’re looking for a solid lending option. Right now, we’re preparing the 500,000 m² piece of land for our community, working on the design of our unschooling neighborhood, and all of this would not be possible without Debifi.

Borrower

Sylvia Brinded-Püls

Founder of APTB

Cryptosteel

Cryptosteel

The ability to unlock liquidity without selling Bitcoin was game-changing for us. Debifi’s platform allowed us to secure funding for Seed12 while maintaining long-term exposure to Bitcoin. The process was transparent, and their support team was always available to answer questions and guide us through the loan process. We couldn’t have asked for a better partner to help us stay true to our Bitcoin-first philosophy while expanding into traditional markets.

Borrower

Woj

CEO of Cryptosteel

Brad Mills

Brad Mills

I took out a large loan against my Bitcoin with Debifi and was genuinely impressed. The process was fast, smooth, and fully non-custodial. Thanks to their multisig setup, I kept control of my BTC the entire time. The funds hit my account within hours. This is how Bitcoin-backed lending should be.

Borrower

Brad Mills

Bitcoin angel investor

Featured ON

Bitcoin MagazineBitcoin FundamentalsCoindeskCoinMarketCapMarket InsiderInvesting.comBenzingaForbes
Debifi

Zero
Rehypothecation

How Debifi Works:
Lending Process Explained

Loans issued by institutional lenders. Everyone can become a borrower.

Lender Onboarding & KYB Verification

Institutional lenders complete a fast KYB verification (hours, not days).
Once approved, lenders set their own interest rates and loan terms.

Secured Bitcoin-Collateralized Lending

Borrowers lock Bitcoin in a 3-of-4 multisig escrow (Lender, Borrower, Debifi, and Independent Key Holder).
Lenders transfer fiat or stablecoins to the borrower, with a 1.5% fee charged to the borrower.

Loan Repayment & Yield Generation

Borrowers repay loans in fiat or stablecoins, unlocking their Bitcoin.
Lenders earn high-yield interest, with APR rates between 10%-14%.

The Benefits of Lending with Debifi

Global Lending Marketplace

Access to a worldwide network of borrowers, ensuring optimal lending conditions.

Flexible Lending Options

Lend in USD, EUR, CHF or stablecoins (USDT, USDC).

Risk Mitigation

Borrowers receive margin call alerts at 75%, 80%, and 85% LTV.

Liquidation Protection

Forced liquidation occurs at 90% LTV, ensuring lender capital protection.

Lender FAQ

Addressing Common Questions

How do I know my funds are safe?

All loans are secured by a 3-of-4 multisig escrow, ensuring that no single party (including Debifi) can access funds without lender approval.


Can I withdraw funds at any time?

Yes. Loans are structured with clear terms, and there are no lock-in periods beyond the loan agreement.


What happens if the borrower doesn’t repay?

The collateral is liquidated automatically at 90% LTV, ensuring lenders recover their principal and interest.

Got more questions?

Answers to all your questions on our FAQ page

FAQ

How Debifi Stands Out: Competitive Advantage

Debifi removes counterparty risk, ensures on-chain transparency, and protects lenders at every step.

Feature
Debifi
Debifi
Typical Competitors
Collateral Security3-of-4 Multisig, No CustodyCentralized Custody
RehypothecationNoYes (high risk)
TransparencyOn-Chain VerificationOpaque Practices
LTV MonitoringLive Alerts at 75%, 80%, 85%No Real-Time Monitoring
Loan DurationsUp to 5 YearsLimited Options
Early Repayment FeesNoneOften High

Become Lender

Contact our team to create a Lender account and prepare offers to lend

Full name
Company
Email
Liquidity