with Secure Bitcoin-Backed Loans
Bitcoin is the world’s best collateral — liquid, decentralized, and secure. Debifi enables institutional lenders to earn high-yield, low-risk returns by lending against Bitcoin, ensuring full transparency and zero rehypothecation risks.
Deploy capital into high-volume Bitcoin-backed loans and earn consistent yields when you lend Bitcoin-secured liquidity to vetted borrowers.
Start lending after completing a simple KYB verification and signing Lender’s agreement.
A 1.5% origination fee paid by the borrower and no early repayment penalties.
Unlike traditional crypto lending platforms that expose lenders to counterparty risk, Debifi operates on a secure, non-custodial model, leveraging 3-of-4 multisig escrow to protect collateral at all times.
Each loan is fully backed by Bitcoin.
Live LTV monitoring, on-chain collateral verification, and automated margin calls.
KYB-verified lenders in a fully compliant environment while maintaining Bitcoin’s core principles.
Loans issued by institutional lenders. Everyone can become a borrower.
Institutional lenders complete a fast KYB verification (hours, not days).
Once approved, lenders set their own interest rates and loan terms.
Borrowers lock Bitcoin in a 3-of-4 multisig escrow (Lender, Borrower, Debifi, and Independent Key Holder).
Lenders transfer fiat or stablecoins to the borrower, with a 1.5% fee charged to the borrower.
Borrowers repay loans in fiat or stablecoins, unlocking their Bitcoin.
Lenders earn high-yield interest, with APR rates between 10%-14%.
Access to a worldwide network of borrowers, ensuring optimal lending conditions.
Lend in USD, EUR, CHF or stablecoins (USDT, USDC).
Borrowers receive margin call alerts at 75%, 80%, and 85% LTV.
Forced liquidation occurs at 90% LTV, ensuring lender capital protection.
Addressing Common Questions
All loans are secured by a 3-of-4 multisig escrow, ensuring that no single party (including Debifi) can access funds without lender approval.
Yes. Loans are structured with clear terms, and there are no lock-in periods beyond the loan agreement.
The collateral is liquidated automatically at 90% LTV, ensuring lenders recover their principal and interest.
Answers to all your questions on our FAQ page
Debifi removes counterparty risk, ensures on-chain transparency, and protects lenders at every step.
Feature | Typical Competitors | |
---|---|---|
Collateral Security | 3-of-4 Multisig, No Custody | Centralized Custody |
Rehypothecation | No | Yes (high risk) |
Transparency | On-Chain Verification | Opaque Practices |
LTV Monitoring | Live Alerts at 75%, 80%, 85% | No Real-Time Monitoring |
Loan Durations | Up to 5 Years | Limited Options |
Early Repayment Fees | None | Often High |
Contact our team to create a Lender account and prepare offers to lend