English (en)

Bitcoin-backed loans are often discussed in simple terms, but their mechanics are frequently misunderstood. At their core, these loans are a form of collateralized lending where Bitcoin secures access to liquidity. Understanding how do Bitcoin loans work is essential before using Bitcoin as collateral.

A BTC-backed loan begins with collateral. The borrower pledges Bitcoin to secure a loan denominated in fiat currency or stablecoins. The amount that can be borrowed is determined by the Loan-to-Value ratio, commonly referred to as LTV.

LTV represents the relationship between the loan amount and the value of the Bitcoin collateral. For example, a 40% LTV means that for every $100 worth of Bitcoin pledged, $40 can be borrowed. Lower LTVs reduce risk but limit liquidity. Higher LTVs increase liquidity but raise exposure to Bitcoin price volatility.

Bitcoin’s volatility is the defining risk factor of using Bitcoin as collateral for a loan. When Bitcoin’s price declines, the value of the collateral decreases while the loan amount remains constant. As a result, the LTV increases.

To manage this risk, loans backed by Bitcoin  include predefined thresholds. When the LTV rises beyond certain levels, a margin call is triggered. A margin call requires the borrower to either add additional Bitcoin collateral or repay part of the loan to restore a safer LTV.
Margin calls are not liquidations. They are risk management mechanisms designed to protect both borrower and lender. Liquidation occurs only if margin calls are ignored or if market movements are too rapid to manage within predefined buffers.

The borrower continues to pay interest throughout the loan term. Once the loan principal and interest are fully repaid, the Bitcoin collateral is released back to the borrower.

Loans backed by Bitcoin  are not designed for leverage or speculation. Using borrowed funds to increase Bitcoin exposure introduces compounding risk and undermines the purpose of the loan. These loans function best as liquidity tools for expenses, investments, or cash flow management unrelated to Bitcoin price speculation.

Debifi operates a peer-to-peer Bitcoin lending model with an emphasis on transparency and defined rules. Loans are structured conservatively, with clear LTV requirements, collateral terms, and communication around risk thresholds.

Automation can reduce friction, but it can also amplify risk during volatile market conditions. For this reason, Debifi emphasizes manual oversight and clear borrower communication rather than instant, automated liquidation systems.

Borrowers considering loans backed by Bitcoin  must assess their own risk tolerance honestly. Conservative LTVs, sufficient collateral buffers, and a realistic repayment plan are not optional - they are prerequisites.

Bitcoin-backed lending does not eliminate risk. It reallocates it. Instead of market timing risk associated with selling Bitcoin, borrowers take on collateral management risk. Understanding this trade-off is essential.

Used responsibly, Bitcoin collateralized loans  can be a powerful financial tool. Used carelessly, they can amplify downside exposure. Education and discipline determine the outcome.


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How Do Bitcoin-Backed Loans Work: Collateral, LTV, and Risk Explained

For many Bitcoin holders, the need for liquidity does not come from speculation or lifestyle inflation. It comes from practical realities: taxes, business expenses, investment opportunities, or temporary cash flow gaps. When this moment arrives, the most common reaction is also the simplest one - sell Bitcoin.

Selling Bitcoin feels intuitive. It converts a digital asset into spendable currency quickly and with minimal friction. But what feels simple in the short term often turns out to be expensive in the long term.

The first cost of selling Bitcoin is taxation. In most jurisdictions, selling Bitcoin triggers a taxable event. Capital gains taxes reduce the net amount of liquidity received and permanently lower the Bitcoin position. Even in regions with favorable tax treatment, selling creates reporting obligations and strategic complexity that many holders underestimate.

The second cost is opportunity cost. Bitcoin is a scarce asset with a fixed supply and no dilution mechanism. Selling Bitcoin removes exposure to its future upside. This is not a theoretical concern. Many long-term holders have experienced the regret of selling Bitcoin to solve a short-term problem, only to watch its value increase significantly later. Rebuying Bitcoin often happens at higher prices, turning a temporary liquidity need into a permanent loss of Bitcoin ownership.

The third cost is irreversibility. Liquidity needs are usually temporary. Selling Bitcoin is permanent. Once Bitcoin is sold, the position is gone. The decision cannot be undone without re-entering the market under new conditions.

These three factors - taxation, opportunity cost, and irreversibility - make selling Bitcoin a structurally inefficient solution for many liquidity needs.

This does not mean selling Bitcoin is always wrong. There are scenarios where reducing exposure is intentional and appropriate. However, selling should be a deliberate portfolio decision, not a default response to short-term liquidity pressure.

An alternative approach is to borrow against Bitcoin.

Bitcoin-backed loans allow holders to use Bitcoin as collateral to access liquidity while maintaining ownership and economic exposure. Instead of selling the asset, Bitcoin is temporarily pledged under clearly defined terms. Once the loan is repaid, the Bitcoin is released back to the borrower.

This structure aligns better with the long-term conviction many Bitcoin holders have. It recognizes that liquidity needs often exist alongside a desire to maintain Bitcoin exposure.
However, there are risks of borrowing against Bitcoin. . Bitcoin’s volatility introduces collateral risk. Poorly structured loans, excessive leverage, or a lack of risk management can lead to margin calls or [liquidation](https://debifi.com/blog/en/forced-liquidation).

For this reason, Bitcoin-backed lending should not be viewed as a shortcut or a speculative tool. It is a financial instrument that requires discipline, conservative assumptions, and a clear repayment strategy.

At Debifi, Bitcoin-backed lending is positioned as a pragmatic liquidity solution for responsible Bitcoin holders. The goal is not to maximize leverage or chase yield, but to provide structured access to liquidity without forcing unnecessary Bitcoin sales.
Selling Bitcoin may solve a problem today. Loans against Bitcoin, when used conservatively, can solve the same problem without permanently reducing long-term exposure. Understanding this distinction is the first step toward more efficient financial decisions with Bitcoin.


Loans against Bitcoin as alternative to selling BTC

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Why Selling Bitcoin Is Often the Worst Way to Access Liquidity

In 2025 we moved beyond initial tests, released new products, met the Bitcoin community around the world, and continued building tools that let people use Bitcoin without selling it. Below, we recap the key moments that defined 2025 for Debifi and the broader Bitcoin ecosystem.

2025 was an important milestone for Debifi. This year [Debifi exited the beta stage](/blog/en/debifi-exits-beta) and launched officially into full production. Debifi moved from a promising concept to a fully-fledged platform shaping the future of Bitcoin-backed finance.

In 2025, Debifi was recognized by [Zone21.com](https://www.zone21.com/), a crew of Bitcoiners building for other Bitcoiners, as **one of the safest Bitcoin-backed lending platforms in the world**, **ranking second** for security, transparency, and protection of user funds. This confirms that Debifi’s non-custodial, multisig escrow approach keeps Bitcoin safe and fully under user control.

## New partnerships

We are glad to mention the strategic partnership with [Berglinde](https://cryptodaily.co.uk/2025/01/debifi-and-berglinde-join-forces-to-redefine-bitcoin-backed-fiat-lending-with-loans-in-usd-eur-and-chf), a Swiss firm known for combining Bitcoin and traditional finance. Together, we offer fiat loans in USD, EUR, and CHF, opening up more financial options for users who want to access cash without selling their Bitcoin.

Debifi continued improving security for its users. One of those steps is the [partnership with Sygnum to deliver MultiSYG](/blog/en/sygnum-debifi-combine-bitcoin-multi-sig-technology), an innovative Bitcoin-native multi-signature lending solution from a regulated bank, which is expected to launch in early 2026.

## Meeting the Community

This year, Debifi spent more time meeting  partners, borrowers and lenders in person at conferences organized by the Bitcoin community. For us, these events were about conversations, feedback, and learning how Bitcoin is actually being used.

We participated in the following conferences and events:
- Bitcoin Investor Week New York
- Imagine IF Nashville
- Custody and Treasury Summit Nashville
- Plan B El Salvador
- Free Energy Summit Lisbon
- [Plan B Forum Lugano](/blog/en/max-kei-planb-forum-lugano-bitcoin-banking-2025)
- BTC Prague

 Moreover, Debifi was a main [sponsor of the Baltic Honeybadger 2025 edition](/blog/en/debifi-baltic-honeybadger-main-sponsor), showing our support for the part of the community that believes in Bitcoin as sovereign, secure, and non-negotiable.
 
We shared our vision publicly across key global events, contributing to the broader conversation about Bitcoin’s role in finance.

## Product Progress Throughout the Year

This year Debifi has also introduced the [Bitcoin-backed digital cards](/bitcoin-card) that gives users the possibility to get instant liquidity in just a few steps without selling Bitcoin. The card is designed to connect Bitcoin with real-world payments, including [everyday expenses](/blog/en/use-bitcoin-card-in-daily-life) while keeping the same core principles Debifi is built on: security, transparency, and control.

2025 also brought steady improvements and new options on the platform, including:

- [longer-term Bitcoin loans](/blog/en/debifi-24-month-btc-loans) (now up to 24 months!) 
- improved loan management tools
- continued work on usability and transparency

We continuously worked on improving our Debifi app for Android and making it simpler, faster, more convenient, and easier to use.

We also invested heavily in the **Debifi iOS app**. Over the year, it received multiple functional updates and has now become a _fully independent application_, working separately from the website. This means users no longer need a PC or laptop to manage loans — everything can be done directly from an iOS device, anytime and anywhere.

One of the key updates was the [introduction of a **new Dashboard**](/blog/en/dashboard-notifications). It gives lenders a clearer overview of active loans and makes managing their lending easier and more intuitive, all in one place. Borrowers can now clearly see their total borrowed amount, accrued interest, upcoming payments, and the amount of BTC securing each loan. This makes loan management more transparent and helps borrowers stay in control of their positions.

 We also expanded blockchain support. In addition to Tron, Liquid, and Ethereum, Debifi now supports the Solana network — giving users more flexibility when choosing where to operate.
 
In addition to big releases, we spent the year improving Debifi step by step. Over the course of the year, we introduced and improved several key features, including:
- сustom identity verification (KYC) integration
- added support for attachments so borrowers and lenders can upload documents
- unified notifications across web and mobile with push alerts in the app
- reworked Transaction Confirmation UI
- rolled out hardware-only offers
- added TAPSIGNER support on iOS

We have shared more detailed product updates separately, but the goal stayed the same all year: make Bitcoin-backed lending easier to understand and easier to use.

By the end of 2025, Debifi had grown into a stable platform with real users, real volume, and real products.

The focus going forward stays simple: help people **use Bitcoin without selling it**.

Thanks to everyone who used Debifi, gave feedback, or met us in person this year. We’re building this together — step by step.


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Debifi in 2025: A year of growth

Most[ Bitcoin lending ](https://debifi.com)platforms will tell you they're "non-custodial." Then you read the fine print and discover your coins are pooled in some shared wallet, accessible whenever the company feels like moving things around. 

That's not how we built Debifi. 

Every loan on our platform gets its own dedicated multisig escrow. Your Bitcoin doesn't sit in a pool - it's locked in a unique address that requires multiple independent signatures to move. Not just ours. Not just yours. Multiple parties, with the rules enforced at the protocol level. 

Here's exactly how it works. 

## One Contract, One Escrow Address. Always.


 <img src="https://zr5pqljgeynt.compat.objectstorage.eu-zurich-1.oraclecloud.com/blog-production-mainnet/One_Contract_One_Escrow_Address_Always_40c90f642b.png" alt="One Contract, One Escrow Address. Always." width="700"/>


When you initiate the loan, we generate a P2SH multisignature Bitcoin address specifically for that contract by using 4 different public keys. Think of it as a vault that needs three out of four keys to open. 

**Who holds those keys?**
- You (the borrower) 
- Your lender 
- Debifi (for arbitration only) 
- An independent Authorized Key Holder (the failsafe) 

You deposit Bitcoin directly to that address. Once two on-chain confirmations come through - roughly 20 minutes - your collateral locks in for the full loan term. That's it. 

Here's the critical part: nobody can touch those funds alone. You can't. We can't. Nobody can. Any transaction from that address needs three signatures out of four. 
That's not a policy - it's cryptographically enforced by Bitcoin's script. 

We don't hold your funds. Never have, never will. We keep one key solely for arbitration, and that key is useless without two others agreeing to sign. Your Bitcoin stays verifiable and auditable on-chain, controlled by independent parties who each have their own interests to protect. 

## Why 3-of-4 Instead of 2-of-2?

Good question. A 2-of-2 multisig sounds secure until someone loses their key or disappears. Now you've got funds locked forever with no recovery path. 

A 2-of-3 setup is better, but if the platform holds one key, you're back to trusting them not to collude with one other party. Not great. 

Our 3-of-4 structure solves this. Even if one keyholder vanishes - lost phone, forgotten password, goes off-grid for months - the remaining three can still execute the contract according to protocol rules. You get redundancy without creating a single point of control. 

That fourth key, held by an independent Authorized Key Holder, handles specific scenarios: dispute resolution or contractually triggered liquidations. It's not a backdoor. It's a tiebreaker that keeps the system functional without giving any single entity unilateral power. 

Explicit participants. Explicit thresholds. Verifiable outcomes. That's what trust-minimized lending looks like. 

## No Rehypothecation. Ever.


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Let's be direct: some platforms take your collateral and quietly lend it out again. They call it "capital efficiency." We call it rehypothecation, and we don't do it. 

Your Bitcoin stays in its unique on-chain escrow until the loan's fully repaid. There's no pooling. No reinvestment. No creative reuse of collateral. 

The lender only transfers funds after they've confirmed your collateral is locked in the multisig. Everything's transparent and observable on the blockchain - no intermediaries skimming value or playing games with your coins behind the scenes. 

## Transparency You Can Actually Verify

 <img src="https://zr5pqljgeynt.compat.objectstorage.eu-zurich-1.oraclecloud.com/blog-production-mainnet/Transparency_You_Can_Actually_Verify_05c5f41cca.png" alt="No Rehypothecation" width="700"/>


We design for verification, not blind trust. Here's how: 

- **On-chain visibility:** Every contract has its own multisig address. You can track your collateral on any block explorer, anytime. If it's moving, you'll see three signatures on-chain authorizing it. 
- **Two confirmations required:** We don't advance the contract workflow until your deposit has two blockchain confirmations. That's roughly 20 minutes, ensuring transaction finality before anything happens. 
- **Client-side key control:** You generate and store your keys using the Debifi Mobile App on a separate linked device. Your keys never touch our servers. Each signing request requires PIN authentication, 2FA, and device verification - so even if someone compromises your dashboard account, they can't sign transactions without physical access to your device. 
- **Hardware wallet support:** We support hardware wallets that give users full control over key generation and storage. 
- **Open-source code:** We're releasing the Debifi App under an open-source license. Anyone can inspect, verify, and audit our security model. Don't trust us - verify the code yourself. 
- **Real-time alerts:** Margin calls, LTV updates, and liquidation warnings hit your dashboard, mobile app, and email instantly. You're never flying blind. 

This isn't security theater. It's an auditable system where you can verify every claim we make. 

## What Happens When Markets Go Haywire?

Security isn't just about custody - it's about how the system behaves when Bitcoin drops 20% in a day. 

Our risk engine follows predictable, rule-based responses. No discretion, no exceptions: 

- **Over-collateralization from day one:** All loans start over-collateralized, so you've got breathing room when markets swing. 
- **Three-tier margin call ladder:** We send alerts at 75%, 80%, and 85% LTV. That's three chances to add collateral, partially or fully repay your loan without any fees, before anything drastic happens. 
- **Automatic liquidation at 90% LTV:** If your position hits 90%, the contract automatically triggers Forced Liquidation. Your collateral gets liquidated according to the terms you agreed to, and any remaining Bitcoin comes back to you. 
- **24-hour grace period at maturity:** If you don't repay on time, you get a 24-hour window before automatic settlement kicks in. This prevents collateral from being liquidated because you missed a notification. 
- **Bounded arbitration:** In rare disputes, our resolution protocol - executed with the Authorized Key Holder - ensures fairness without compromising the multisig structure. Nobody, including us, can override the 3-of-4 quorum requirement. 

Even under extreme conditions, your Bitcoin stays locked, auditable, and recoverable within a transparent, rule-based framework. No black boxes. No surprises. 

## The Bottom Line

**SECURITY ISN'T A FEATURE WE BOLTED ON - IT'S THE FOUNDATION OF EVERY TRANSACTION ON DEBIFI.** 

Your Bitcoin stays in non-custodial multisig escrow. Movement requires consensus from independent parties. Collateral never gets rehypothecated. Everything's verifiable on-chain. 

If you're tired of platforms that ask you to trust them, this is the alternative: cryptographic guarantees enforced by Bitcoin itself.

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Your Bitcoin, Your Keys, Your Rules: How Debifi's Multisig Actually Works

For institutional lenders facing compressed spreads and counterparty opacity across traditional credit markets, Bitcoin-collateralized lending presents a sharp alternative: real collateral, secured on-chain, with transparent execution and strong yield.

**Debifi** is designed for precisely this. Built for institutional lenders, the platform offers a non-custodial, multi-signature model that puts control, verification, and risk management directly in the hands of the lender.

### A Model Structured for Institutional Capital

Each loan is underwritten against Bitcoin, locked in a **3-of-4 multisig escrow** managed between lender, borrower, and two independent signers - ensuring no single party can move funds without consensus.

This structure supports **non-custodial execution** while enabling automated triggers: margin calls are issued when collateral value reaches 75%, 80%, and 85% LTV. 

All parties and movements are visible on-chain. There's no reliance on trust - only on math and multisig.

### Live Market & Lending Scope

- **Loan amounts:** From **$10,000 to $700,000** via public marketplace, with capacity for **bespoke loans exceeding $5 million** through a **dedicated large volume framework**
- **Terms:** Up to **12 months**, fully negotiable
- **Yields:** Typically **10%–14% APR**, based on risk and duration
- **Supported currencies:** **USD, EUR, CHF, GBP, AED, BRL,  USDC, USDT**

Borrowers range from established mining firms to Bitcoin only startups and long-term holders across the US, EU, Switzerland, and Latin America. 
### Verified Security & Strategic Guidance

Debifi has completed **three independent security audits**, including the most recent by **[Certik](https://www.certik.com)**, a leading blockchain security firm. The platform’s architecture is built on **multisig escrow technology** and follows a **strict no-rehypothecation policy**, ensuring that lender assets remain secure, isolated, and fully verifiable on-chain.

Advisors to Debifi include **[Willy Woo](https://x.com/woonomic)** and **[Preston Pysh](https://x.com/PrestonPysh)**, who bring deep macro insight, market structure expertise, and long-term strategic guidance to the platform.

### Designed for Risk-Aware Yield Generation

- **Secure Multisig Custody:** No centralized control; all fund movements require quorum
- **Live LTV Monitoring:** Automated alerts and on-chain transparency
- **No Commingling:** Every escrow is isolated and auditable
- **Transparent Terms:** 1.5% borrower-paid origination fee; no early repayment penalties
- **Lender Autonomy:** Set your own offers, durations, and currency exposure

### Institutional Endorsement

Debifi is trusted by partners like **Blockstream**, **AnchorWatch**, **Free Madeira**, and **Hodling SA**, and backed by investors including **Ten31**, **Epoch VC**, **Plan B Fund**, **Fulgur Ventures**, and **Axiom**.

### Begin the Diligence Process

Explore how your institution can generate secured yield in the Bitcoin lending space. Visit [**debifi.com**](https://debifi.com) to review open offers, initiate onboarding, or speak directly with the team. Institutional capital deserves institutional-grade infrastructure - and now, it has it.
### Contact
For further discussion and partnership inquiries:
Email: [lenders@debifi.com](mailto:lenders@debifi.com)



A Secure Channel Into Bitcoin-Backed Yield

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## Debifi

Debifi is&nbsp;a&nbsp;non-custodial lending platform designed to&nbsp;unlock Bitcoin&rsquo;s potential
as&nbsp;a&nbsp;premier form of&nbsp;collateral. Offering secure multisig escrow technology and a&nbsp;commitment
to&nbsp;transparency, Debifi specializes in&nbsp;providing unmatched [Bitcoin loan solutions](https://debifi.com) for
both individuals and institutions. Founded by&nbsp;leaders in&nbsp;the Bitcoin industry, the platform is&nbsp;setting
a&nbsp;new standard for Bitcoin-first financial services.

### A&nbsp;Vision for Bitcoin Holders: &laquo;Don&rsquo;t Sell, Borrow&raquo;

Debifi remains dedicated to&nbsp;empowering Bitcoin holders with innovative financial solutions, echoing Michael
Saylor&rsquo;s well-known philosophy:

> Bitcoin is&nbsp;a&nbsp;long-term asset, and the key to&nbsp;preserving its value is&nbsp;to&nbsp;never sell&nbsp;it.

This approach underpins the company&rsquo;s mission: providing Bitcoin holders with seamless access to&nbsp;capital
while maintaining their assets intact.

### Leading Investors Behind Debifi

The investment round was led&nbsp;by [Timechain](https://timechain.concentric.vc), with participation from notable
backers, including:

- [Axiom BTC Capital](https://www.axiombtc.capital)
- [Fulgur Ventures](https://fulgur.ventures)
- Plan B&nbsp;Fund
- Epoch VC
- Cep Private Equity
- Exodus I&nbsp;GmbH

Prominent Bitcoin advocates [Willy Woo](https://x.com/woonomic), Brad Mills, Chris Hunter, and Giacomo Zucco.

This diverse group of&nbsp;investors brings strategic insights and a&nbsp;shared commitment to&nbsp;advancing Bitcoin
as&nbsp;a&nbsp;financial cornerstone.

### Expert Opinions on&nbsp;Bitcoin Lending

The enthusiasm from investors reflects confidence in&nbsp;Debifi&rsquo;s vision. Alexander Mann of&nbsp;Timechain
emphasized the importance of&nbsp;integrity in&nbsp;Bitcoin-backed loans, adding:

> We&nbsp;expect their implementation to&nbsp;become the standard globally.

Meanwhile, Allen Farrington from Axiom BTC Capital highlighted Debifi&rsquo;s role in&nbsp;Bitcoin&rsquo;s integration
into capital markets, stating:

> Their approach to&nbsp;scaling the overcollateralized Bitcoin-backed lending market is&nbsp;thrilling.

### Driving Innovation in&nbsp;Bitcoin Lending

[Max Keidun](https://x.com/keidunm), Debifi&rsquo;s CEO, expressed pride in&nbsp;reaching this milestone:

> Although Debifi.com is&nbsp;at&nbsp;the very beginning of&nbsp;its journey, we&nbsp;already have solid results and
> have been generating revenue since week one of&nbsp;our launch.

Debifi&rsquo;s roadmap includes a&nbsp;focus on&nbsp;launching new Bitcoin-backed credit products in&nbsp;early 2025.
These offerings, currently in&nbsp;stealth mode, are designed to&nbsp;set a&nbsp;new benchmark for security and
transparency in&nbsp;the lending market.

## Expanding Horizons with Strategic Capital

Debifi plans to&nbsp;channel the newly raised funds into several key areas:

- **Team Expansion:** Enhancing technical and business development capabilities.
- **Market Presence:** Establishing a&nbsp;footprint in&nbsp;new regions.
- **Product Innovation:** Introducing groundbreaking non-custodial, no-rehypothecation credit solutions.
- **Marketing Campaigns:** Raising awareness and driving user adoption.

### Rapid Market Growth and Adoption

Since its beta launch, Debifi has experienced exceptional growth, with loan originations doubling each quarter. The
introduction of&nbsp;the [Debifi iOS app](/app) has further accelerated user acquisition, demonstrating the growing demand
for Bitcoin-backed borrowing solutions.

### Seizing the Market Momentum

As&nbsp;global financial systems increasingly recognize Bitcoin&rsquo;s value as&nbsp;a&nbsp;&laquo;super
collateral&raquo;, Debifi is&nbsp;uniquely positioned to&nbsp;meet this demand. With Bitcoin adoption growing among
individuals and institutions alike, the platform aims to&nbsp;connect liquidity providers with Bitcoin holders globally.

## Looking Ahead: What&rsquo;s Next for Debifi?

Exciting developments are on&nbsp;the horizon as&nbsp;Debifi prepares to&nbsp;launch a&nbsp;suite of&nbsp;groundbreaking
**Bitcoin-backed credit products in&nbsp;Q1 2025**. These innovative solutions are set to&nbsp;redefine the standards
of&nbsp;non-custodial lending, further solidifying Debifi&rsquo;s leadership in&nbsp;the space.

Stay connected with&nbsp;us to&nbsp;be&nbsp;the first to&nbsp;know about these upcoming releases and more. Subscribe
to&nbsp;our channels&nbsp;on [X.com](https://x.com/debificom) and [LinkedIn](https://linkedin.com/company/debifi) for
the latest updates, insights, and exclusive announcements.

## About Debifi

Debifi is&nbsp;a&nbsp;non-custodial lending platform designed to&nbsp;unlock Bitcoin&rsquo;s potential
as&nbsp;a&nbsp;premier form of&nbsp;collateral. With secure multisig escrow technology and an&nbsp;unwavering focus
on&nbsp;transparency, Debifi provides unparalleled borrowing solutions for individuals and institutions. Founded
by&nbsp;leaders in&nbsp;the Bitcoin industry, the platform is&nbsp;setting a&nbsp;new standard for Bitcoin-first
financial services.

For media inquiries, please [contact us](mailto:sergejs.ponomarjovs@debifi.com)

Debifi Blog: Articles