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Secure your Bitcoin with a non-custodial multisig vault

Debifi vault is a self-custody Bitcoin storage solution designed for long-term holders and institutional capital.

Protect your BTC with a 2-of-3 multisignature vault where Debifi never has full control over your funds.

Available through Debifi mobile app

Free until May 4, 2027 See details

Learn how it works

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Why choose a multisignature Debifi Bitcoin vault

Non-custodial by design

Your Bitcoin remains under your control.
Debifi never has the ability to move your funds independently.

No single point of failure

Your Bitcoin is secured across multiple keys, removing the risks of relying on a single device, key, or counterparty.

Protection against platform compromise

Even if Debifi becomes unavailable, your Bitcoin remains recoverable through your multisig setup and available private keys.

Full recovery capability

If you lose access to one of your keys, you can recover access to your Bitcoin using the secret phrase created during Vault setup.

No KYC

No KYC is required to create your vault, allowing you to protect your Bitcoin while maintaining financial privacy.

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Debifi Bitcoin vault

Debifi app screen with Bitcoin vault setupDebifi app screen with the list of Bitcoin vaultsDebifi app screen with Bitcoin vault details

The 2-of-3 Multisig Architecture: Your Bitcoin is Always Yours

Traditional custody solutions require you to trust a third party with your assets. Debifi vault changes the equation and eliminates this risk.

Your Bitcoin is secured through a 2-of-3 multisignature architecture, meaning no single party, including Debifi, can move your funds alone.

Key 1

Stored locally on your mobile device in the Debifi app.

Key 2

Stored on your Hardware wallet.

Key 3

Backup key stored on the Debifi platform’s servers.

How Debifi vault secures your Bitcoin?

Your Vault uses three independent keys. Any two keys are required to authorize a transaction, removing the “Single Point of Failure” risk associated with traditional single-key custody.

Since Debifi holds only one key, we can never move your Bitcoin, but we are always there as your safety net if you lose 1 of your keys.

Moreover, assets are secured against external hacks, counterparty bankruptcy, or any malicious action by the Debifi platform itself. Even if a hacker steals 1 of your keys, they still have zero access to your funds. Multisig protects against both loss and theft.

Create and manage your vault securely through the Debifi mobile app:

Open Your Bitcoin Vault
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Compatible with leading hardware wallets

Debifi Vault supports industry-leading hardware wallets, allowing you to keep your private keys where they belong offline.

Supported devices:

Trezor hardware walletBitBox hardware wallet, coming soonPSBT support, coming soon
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Deposit, Send, Hold

Your vault works like a Bitcoin wallet but with institutional-grade security.

After creating your vault, you can immediately:
  • Receive BTC from any wallet
  • Send Bitcoin whenever you choose
  • Manage your holdings securely over time

The transactions are signed with Key 1 on the mobile device and Key 2 on the hardware wallet. Your vault is always ready when you need it.

Create your Debifi vault

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Recovery built into the design

If the phone or hardware wallet is lost, you can initiate a recovery process directly in the Debifi app using a secret phrase set up by you during the creation of your vault. If needed, the Debifi support team is available to assist you.

If Debifi ever becomes unavailable, you can recover your vault independently. Your Bitcoin should never depend on the existence of a single company.

Bitcoin remains recoverable even if one key becomes unavailable.

Learn about recovery

More than just a vault: Enjoy the power of the Debifi ecosystem

Move collateral into your vault

When your loan is completed, you can move your collateral directly into your Debifi vault for long-term storage

Protect loans through pre-signed transactions

Pre-signed transactions help create a secure liquidation protection mechanism for your lending positions

Add collateral when needed

Quickly transfer Bitcoin from your vault to top up your collateral and maintain your loan position


Frequently Asked QuestionsFAQ

What is a Bitcoin vault?
A Bitcoin vault is a secure Bitcoin storage solution designed to protect Bitcoin holdings using advanced security mechanisms such as multisignature technology that lets you store, send, and receive Bitcoin.
Debifi vault uses a 2-of-3 multisignature architecture, where three independent keys secure your Bitcoin and any two keys are required to authorize transactions.

Is the Debifi vault free?
Vaults are free for everyone until May 4, 2027. After that date, vaults remain free for anyone with an active loan on Debifi, as a borrower or a lender, and for 3 months after the loan is repaid. Other users will move to a paid plan; we’ll publish pricing at least 30 days in advance. You can withdraw your bitcoin at any time, free of charge.

How do I set up the Debifi Bitcoin vault?
Setting up a Debifi vault is simple and includes only several steps:
  1. Go to Debifi app
  2. Generate your keys
  3. Set up your secret phrase
Your vault is ready to use
Find a detailed guide on How to set up Debifi Bitcoin vault.

Do I need a hardware wallet?
Yes. The vault architecture is designed around multisignature security and uses a hardware wallet as one of the signing keys.

Can I receive Bitcoin immediately after creating a Debifi vault?
Yes. Once your Debifi vault is created, you can deposit Bitcoin immediately.

Is Debifi vault custodial or non-custodial?
Debifi vault is a non-custodial multisignature Bitcoin solution.
Debifi does not hold your Bitcoin or have full control over your funds. Your Bitcoin remains secured through a 2-of-3 multisig setup, where no single party can move funds independently.

Can Debifi access or move my Bitcoin?
No. Debifi cannot access or move your Bitcoin independently.
Because your vault requires two out of three keys to authorize transactions, Debifi alone does not have enough control to move your funds.

What happens if I lose my hardware wallet?
Losing your hardware wallet does not automatically mean losing your Bitcoin.
Because your vault uses multisignature security, your Bitcoin remains protected as long as you still have access to the required keys and recovery information (secret phrase).
You can initiate the recovery process using your vault recovery details and restore access to your funds.

What happens if I lose access to my phone or to my account?
If your phone is lost or unavailable, or you lost access to your account your Bitcoin remains protected by the multisignature setup.
You can start the recovery process with Debifi support, where we help restore access to your BTC using your remaining key and the Debifi backup key.

What happens if Debifi disappears?
You can still recover your Vault using your private keys. Your setup can be reconstructed with compatible Bitcoin wallet software with multisignature architecture.
Emergency and security settings you will find under vault information.

Got more questions?

Answers to all your questions on our FAQ page

FAQ