Debifi in 2025: A year of growth

In 2025 we moved beyond initial tests, released new products, met the Bitcoin community around the world, and continued building tools that let people use Bitcoin without selling it. Below, we recap the key moments that defined 2025 for Debifi and the broader Bitcoin ecosystem.

2025 was an important milestone for Debifi. This year Debifi exited the beta stage and launched officially into full production. Debifi moved from a promising concept to a fully-fledged platform shaping the future of Bitcoin-backed finance.

In 2025, Debifi was recognized by Zone21.com, a crew of Bitcoiners building for other Bitcoiners, as one of the safest Bitcoin-backed lending platforms in the world, ranking second for security, transparency, and protection of user funds. This confirms that Debifi’s non-custodial, multisig escrow approach keeps Bitcoin safe and fully under user control.

New partnerships

We are glad to mention the strategic partnership with Berglinde, a Swiss firm known for combining Bitcoin and traditional finance. Together, we offer fiat loans in USD, EUR, and CHF, opening up more financial options for users who want to access cash without selling their Bitcoin.

Debifi continued improving security for its users. One of those steps is the partnership with Sygnum to deliver MultiSYG, an innovative Bitcoin-native multi-signature lending solution from a regulated bank, which is expected to launch in early 2026.

Meeting the Community

This year, Debifi spent more time meeting partners, borrowers and lenders in person at conferences organized by the Bitcoin community. For us, these events were about conversations, feedback, and learning how Bitcoin is actually being used.

We participated in the following conferences and events:

• Bitcoin Investor Week New York
• Imagine IF Nashville
• Custody and Treasury Summit Nashville
• Plan B El Salvador
• Free Energy Summit Lisbon
• Plan B Forum Lugano
• BTC Prague

Moreover, Debifi was a main sponsor of the Baltic Honeybadger 2025 edition, showing our support for the part of the community that believes in Bitcoin as sovereign, secure, and non-negotiable.

We shared our vision publicly across key global events, contributing to the broader conversation about Bitcoin’s role in finance.

Product Progress Throughout the Year

This year Debifi has also introduced the Bitcoin-backed digital cards that gives users the possibility to get instant liquidity in just a few steps without selling Bitcoin. The card is designed to connect Bitcoin with real-world payments, including everyday expenses while keeping the same core principles Debifi is built on: security, transparency, and control.

2025 also brought steady improvements and new options on the platform, including:

• longer-term Bitcoin loans (now up to 24 months!)
• improved loan management tools
• continued work on usability and transparency

We continuously worked on improving our Debifi app for Android and making it simpler, faster, more convenient, and easier to use.

We also invested heavily in the Debifi iOS app. Over the year, it received multiple functional updates and has now become a fully independent application, working separately from the website. This means users no longer need a PC or laptop to manage loans — everything can be done directly from an iOS device, anytime and anywhere.

One of the key updates was the introduction of a new Dashboard. It gives lenders a clearer overview of active loans and makes managing their lending easier and more intuitive, all in one place. Borrowers can now clearly see their total borrowed amount, accrued interest, upcoming payments, and the amount of BTC securing each loan. This makes loan management more transparent and helps borrowers stay in control of their positions.

We also expanded blockchain support. In addition to Tron, Liquid, and Ethereum, Debifi now supports the Solana network — giving users more flexibility when choosing where to operate.

In addition to big releases, we spent the year improving Debifi step by step. Over the course of the year, we introduced and improved several key features, including:

• сustom identity verification (KYC) integration
• added support for attachments so borrowers and lenders can upload documents
• unified notifications across web and mobile with push alerts in the app
• reworked Transaction Confirmation UI
• rolled out hardware-only offers
• added TAPSIGNER support on iOS

We have shared more detailed product updates separately, but the goal stayed the same all year: make Bitcoin-backed lending easier to understand and easier to use.

By the end of 2025, Debifi had grown into a stable platform with real users, real volume, and real products.

The focus going forward stays simple: help people use Bitcoin without selling it.

Thanks to everyone who used Debifi, gave feedback, or met us in person this year. We’re building this together — step by step.