Non-Custodial Bitcoin-Backed prepaid card
Get instant liquidity without selling your BTC. Stay in control, and spend anywhere Visa is accepted.
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Benefits of prepaid card
Non-custodial security
Your BTC stays under your control
No commissions
Prepaid card with no fees: You pay only interest
Receive funds immediately
Start spending in seconds
Multisig-secured
Your collateral is protected by 2-of-3 multisig escrow
U.S. only
Pay anywhere in the United States
Online prepaid card calculator
Prepaid Card:
Terms and conditions
| Prepaid card terms | POWERED by | Details |
|---|---|---|
| Amount | 500 – 950 USD | Prepaid Visa (USA only) |
| Repayment options | USDT Ethereum, USDC Ethereum, USDT Tron, USDT Liquid | No penalties for early repayment |
| Term | 3 - 12 months | Short term |
| APR | 14.4% - 14.9% | Interest paid at the end of the period |
| LTV | 70% | Retain ownership of your BTC |
| Origination fee | 0% | No hidden fees |
How Bitcoin card works
Between $500 and $950 up to 12 months
Into a multi-sig escrow
Instantly to your email address
Anywhere Visa is accepted
Get your BTC back
Keep your Bitcoin safe
This is the safest prepaid card where the limit is formed using BTC as collateral, and all transactions are processed through a non-custodial 2-of-3 multisig escrow.
You retain ownership of the assets; Debifi simply provides the infrastructure.
FAQ
Addressing Common Questions
A prepaid card is a payment card you load with funds before using it. It works like a debit card, but it’s not linked to a bank account. You can use it to shop online or in stores, make contactless payments — all within the amount you’ve preloaded.
A crypto-backed prepaid card lets you spend fiat without selling your Bitcoin. Your BTC is used as collateral, giving you instant access to credit while your crypto continues to grow in value. It works like a regular prepaid Visa card — you can pay online or in stores, where Visa is accepted.
Getting a prepaid card is simple. Sign up with Debifi, complete verification, and deposit crypto collateral. Once approved, you’ll receive your virtual visa card, ready for everyday payments worldwide.
You will see your prepaid card balance at the time you receive the card. You can check your available card balance anytime under the same link you received with the card by email.
The issued card will be a prepaid virtual card. Virtual account cannot be used to obtain cash from any ATM or Point of Sale transaction.
You can’t transfer funds directly from your Bitcoin card powered by Debifi to a bank account. The card is designed for spending, not for direct withdrawals or transfers.
You’ll receive a prepaid Visa card ( U.S. only ).
A Mastercard version will be launched soon.
