A Secure Channel Into Bitcoin-Backed Yield
For institutional lenders facing compressed spreads and counterparty opacity across traditional credit markets, Bitcoin-collateralized lending presents a sharp alternative: real collateral, secured on-chain, with transparent execution and strong yield.
Debifi is designed for precisely this. Built for institutional lenders, the platform offers a non-custodial, multi-signature model that puts control, verification, and risk management directly in the hands of the lender.
A Model Structured for Institutional Capital
Each loan is underwritten against Bitcoin, locked in a 3-of-4 multisig escrow managed between lender, borrower, and two independent signers - ensuring no single party can move funds without consensus.
This structure supports non-custodial execution while enabling automated triggers: margin calls are issued when collateral value reaches 75%, 80%, and 85% LTV.
All parties and movements are visible on-chain. There's no reliance on trust - only on math and multisig.
Live Market & Lending Scope
- Loan amounts: From $10,000 to $700,000 via public marketplace, with capacity for bespoke loans exceeding $5 million through a dedicated large volume framework
- Terms: Up to 12 months, fully negotiable
- Yields: Typically 10%–14% APR, based on risk and duration
- Supported currencies: USD, EUR, CHF, GBP, AED, BRL, USDC, USDT
Borrowers range from established mining firms to Bitcoin only startups and long-term holders across the US, EU, Switzerland, and Latin America.
Verified Security & Strategic Guidance
Debifi has completed three independent security audits, including the most recent by , a leading blockchain security firm. The platform’s architecture is built on multisig escrow technology and follows a strict no-rehypothecation policy, ensuring that lender assets remain secure, isolated, and fully verifiable on-chain.
Advisors to Debifi include and , who bring deep macro insight, market structure expertise, and long-term strategic guidance to the platform.
Designed for Risk-Aware Yield Generation
- Secure Multisig Custody: No centralized control; all fund movements require quorum
- Live LTV Monitoring: Automated alerts and on-chain transparency
- No Commingling: Every escrow is isolated and auditable
- Transparent Terms: 1.5% borrower-paid origination fee; no early repayment penalties
- Lender Autonomy: Set your own offers, durations, and currency exposure
Institutional Endorsement
Debifi is trusted by partners like Blockstream, AnchorWatch, Free Madeira, and Hodling SA, and backed by investors including Ten31, Epoch VC, Plan B Fund, Fulgur Ventures, and Axiom.
Begin the Diligence Process
Explore how your institution can generate secured yield in the Bitcoin lending space. Visit debifi.com to review open offers, initiate onboarding, or speak directly with the team. Institutional capital deserves institutional-grade infrastructure - and now, it has it.