Own your money

Non-custodial Bitcoin-backed lending providing institutional-grade liquidity

Bitcoin-backed lending platform

Debifi allows you to borrow against your Bitcoin in a non-custodial way.
High security

High security

Debifi uses a security protocol where all actions must be signed with a private key generated on a separate device app.
Your keys, your coins

Your keys, your coins

Debifi does not store your collateral; it offers a 3 out of 4 multisig solution with keys distributed among trusted parties.
High volume loans

High volume loans

Debifi connects you with independent institutional-grade liquidity providers, offering loans for up to 5 years period.

made by bitcoiners

By borrowing on Debifi, you stay in control of your Bitcoin, with a multisig escrow system in place, you avoid collateral rehypothecation and have the highest level of transparency and security.
Explore the full potential of your Bitcoin with borderless stablecoin and fiat loans!

How does Debifi work?

Loans issued by institutional lenders. Everyone can become a borrower.
step 1Escrow creation
The Borrower chooses and accepts a loan offer. Debifi generates a unique Bitcoin (3 out of 4) multisig escrow address with 4 keys distributed among independent counterparties - The Borrower, The Lender, Debifi, and a trusted third party.
key 1
key 3
step 2Loan origination
The Borrower deposits Bitcoin collateral to the multisig escrow directly from their wallet. After the deposit is confirmed, the Lender transfers the loan amount to the Borrower according to the Contract terms.
step 3Loan repayment
The Borrower repays the loan amount plus the interest directly to the Lender's wallet. After the repayment is confirmed, Bitcoin is released back to the Borrower's wallet.
key 2
key 4

Become a Bitcoin-backed lender

Earn attractive margins by lending stablecoins and fiat globally, secured by Bitcoin. Avoid risk with over-collateralized loans, 3 margin call system, automatic liquidations, and high-security protocol.On Debifi, your money is backed by one of the safest assets - Bitcoin. Lend on Debifi and have full transparency and control over the collateral asset, ensured by a multisig escrow system. Explore the full potential of Bitcoin-backed loans!
Our partners & liquidity providers:
Flexible conditions and best rates
Debifi acts as a global lenders aggregator.Any financial institution can become a lender and compete with others in the free market.
No rehypothecation of your funds
Debifi creates a unique multisignature address on Bitcoin’s blockchain for each lending contract, and your collateral is stored there until the loan is repaid.

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an early access