From Reactive to Proactive: Introducing "Borrower Offers" on Debifi
The Bitcoin market is known for one thing above all else: volatility. While many see this as a hurdle, at Debifi, we see it as an opportunity to build more resilient tools. Our mission has always been to contribute to the growth of the Bitcoin ecosystem by providing professional grade financial infrastructure.
But building in a vacuum doesn't work. We build alongside our community. Over the past few months, we’ve analyzed your support requests and feedback. The message was clear: Borrowers want more control. You don't just want to accept terms; you want to set them.
Today, we are excited to officially release Borrower Offers.
Flipping the Script on Liquidity
In traditional lending markets, the lender typically sets the terms, and the borrower chooses the best fit. We’re changing that dynamic. With the new Borrower Offers feature, the power to initiate a deal shifts to those seeking liquidity.
By allowing borrowers to publish their own offers directly to the platform, we are fostering a more balanced, transparent, and sovereign Bitcoin Ecosystem.
What This Means for You
The Borrower Offer feature is a technical milestone that provides several key advantages:
- Custom Terms: You are no longer restricted to existing market offers. You can now define exactly what you are looking for.
- Set Your Own APR: You decide the interest rate that makes sense for your financial strategy.
- Repayment Flexibility: Choose a repayment schedule that aligns with your cash flow, whether that’s regular interest payments or a different structure.
Watch the Walkthrough
We’ve prepared a short "How-To" video to show you exactly how to navigate the new interface and publish your first offer.
https://youtu.be/NyBCRWMl-fk?si=obGpgCxbIyRK680l
Building for the Long Term
This update is more than just a new button on a dashboard. It’s a response to a volatile market that demands more flexibility and a direct result of the feedback from our users. Every feature we ship is a step toward a more robust and self-sovereign Bitcoin ecosystem.